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If there was ever an incentive to plan for the future

Given the current state of the economy and so on, I've become increasingly aware that, as far away as it might seem to be, I should really plan ahead for when I am no longer able to work and earn a living. But still, I know that I am not very well prepared, and my savings are not nearly what they should be.

But today, I heard something that has really affected me.

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